Company Disclosure
This Company Disclosure page provides important legal, operational, and corporate information about A & S Fincare, in accordance with applicable Indian laws and ethical business practices. We are committed to transparency, clarity, and integrity in all our insurance advisory services.
1. Company Information
Company Name: A & S Fincare
Website: https://asfincare.com/
Nature of Business: Insurance advisory and facilitation services
Business Model: Service-based insurance consultation and policy assistance
A & S Fincare operates as an IRDAI Registered Insurance Advisor, assisting individuals, families, and working professionals in selecting suitable insurance policies based on their life stage, responsibilities, and financial goals.
2. Legal Status
A & S Fincare is a legally operating business entity functioning in accordance with the laws of India and applicable insurance regulatory guidelines.
Our Office Locations
Office – Chevayoor, Kozhikode
Room No: 19, 138 A4
Near Sree Narayana Guru Statue
Kovoor, Chevayoor
Kozhikode, Kerala – 673017
Office – Calicut Town
1st Floor, Varikoly Tower
UKS Road
Calicut, Kerala – 673001
Registration Details:
[Insert Company Registration Number, if applicable]
[Insert GST Number, if applicable]
[Insert IRDAI Registration Details, if applicable]
3. Ownership & Management
A & S Fincare is privately owned and managed.
The management team oversees:
- Client advisory and consultation
- Policy comparison and onboarding support
- Regulatory compliance and documentation
- Operational transparency and ethical standards
4. Nature of Services
A & S Fincare provides insurance advisory and facilitation services, including:
- Health insurance consultation and policy comparison
- Life insurance coverage planning
- Guidance on selecting appropriate insurance based on life stage and financial responsibilities
- Assistance with policy documentation and onboarding
- Support and procedural guidance during claim processes
- Financial protection awareness and insurance education
We partner with leading insurers to help clients make informed and responsible insurance decisions.
Note:
A & S Fincare does not provide medical treatment, medical diagnosis, emergency healthcare services, investment portfolio management, or legal advice. We act solely as an insurance advisory and facilitation service provider.
5. Professional Disclaimer
All information provided on this website is for general informational and awareness purposes only.
Insurance policies are subject to the terms, conditions, and underwriting guidelines of the respective insurance companies.
Clients are advised to carefully review policy documents before making a purchase decision.
A & S Fincare does not guarantee claim approval, as claim settlement decisions are governed by the insurer’s policy terms and regulatory guidelines.
6. Financial Disclosure
A & S Fincare operates as a commercial insurance advisory service provider.
We may receive commissions or compensation from insurance companies for policies issued through our advisory services, in accordance with IRDAI regulations.
We do not publish misleading, false, or deceptive promotional content.
7. Advertising & Affiliations
A & S Fincare may display information related to its own advisory services and partnered insurers.
We do not promote unrelated third-party products or services without clear disclosure.
Any partnerships, affiliations, or collaborations will be transparently communicated.
8. Conflict of Interest
We maintain strict internal policies to ensure ethical conduct and prevent conflicts of interest.
Our recommendations are based on client needs, suitability, and long-term financial protection goals.
9. Data Protection & Privacy
We are committed to protecting user data and maintaining confidentiality.
Please review our Privacy Policy for details on how we collect, use, and safeguard personal information.
10. Regulatory Compliance
A & S Fincare operates in compliance with:
- Insurance Regulatory and Development Authority of India (IRDAI) guidelines
- Information Technology Act, 2000 (India)
- Applicable data protection and privacy regulations
11. Changes to Disclosure
We reserve the right to update or modify this Company Disclosure at any time.
Any changes will be reflected on this page with an updated revision date.
12. Contact Information
For any questions regarding this Company Disclosure, please contact:
A & S Fincare
Website: https://asfincare.com/
Email: as.fincare@gmail.com
Phone: +91 90613 77722
