Privacy Policy

At A & S Fincare (accessible from https://asfincare.com/), we value your privacy and  are committed to protecting your personal information.
This Privacy Policy explains how we collect, use, store, and safeguard your information when you visit our website or use our insurance advisory services.
By using our website, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We may collect the following types of personal and non-personal information:

Personal Information
• Name
• Email address
• Phone number
• Address (if voluntarily provided)
• Insurance-related details required for policy comparison
• Any information voluntarily submitted through forms, calls, WhatsApp, or email

Note: We do not collect medical records directly. Any health-related details shared are used solely for insurance advisory and policy suitability assessment.

Non-Personal Information
• Browser type
• IP address
• Device information
• Pages visited
• Time spent on website
• Referring URLs
This information helps us improve website performance and user experience.

2. How We Use Your Information

We use your information to:
• Provide insurance advisory and consultation services
• Assist with policy comparisons and onboarding
• Support claim-related guidance
• Respond to inquiries and service requests
• Improve our website and service experience
• Communicate important updates or regulatory information
• Comply with legal and regulatory obligations
• Prevent fraud and misuse

We do not use your information for unrelated promotional activities without consent.

3. Cookies and Tracking Technologies

We may use cookies and similar technologies to:
• Improve website performance
• Analyze visitor behavior
• Enhance browsing experience

You may disable cookies through your browser settings. However, certain features of the website may not function properly.

4. How We Protect Your Data

We implement reasonable and appropriate security measures to protect your personal data,
including:
• Secure hosting environments
• Restricted data access
• Internal confidentiality controls
• Periodic system monitoring

While we take commercially reasonable steps to protect your data, no internet transmission is completely secure.

5. Sharing of Information

We do not sell, trade, or rent your personal information.
We may share limited data only when necessary with:
• Insurance companies for policy issuance
• Authorized service or technology partners
• Regulatory or legal authorities when required by law
All third parties are expected to handle your data responsibly and in compliance with applicable regulations.

6. Data Retention

We retain personal information only for as long as necessary to:
• Provide advisory services
• Comply with regulatory requirements
• Resolve disputes
• Meet legal obligations

7. User Rights

You have the right to:
• Access your personal data
• Request corrections or updates
• Request deletion (subject to regulatory requirements)
• Withdraw consent where applicable
To exercise these rights, please contact us at: as.fincare@gmail.com

8. Regulatory Compliance

A & S Fincare operates in compliance with:
• Insurance Regulatory and Development Authority of India (IRDAI) guidelines
• Information Technology Act, 2000 (India)
• Applicable data protection and privacy regulations

9. Changes to This Policy

We may update this Privacy Policy from time to time. Any updates will be posted on this page with a revised effective date.

10. Contact Us

If you have any questions regarding this Privacy Policy, please contact:

A & S Fincare
Website: https://asfincare.com/
Email: as.fincare@gmail.com
Phone: +91 90613 77722